investing
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Understanding Rollover Checks: Can You Cash Them?
You can cash your rollover check. Under federal tax laws, retirement accounts are tax-qualified, which means that the money inside these accounts grows tax-deferred. Rollovers occur when you
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Lottery Installment Calculator: Calculate Annual Payments & Taxes
You must take into account tax rates when calculating annual installments. Most people would love to win the lottery, but they would not necessarily love all the work that follows. If you do
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Calculate Stock Price Per Share: A Balance Sheet Guide
A company's balance sheet provides a wealth of information for investors, creditors and employees. Beyond providing a glimpse into the financial performance of a business at a specific point in ti
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Understanding Restructuring Accruals and Their Impact on the Income Statement
The U.S. accounting system is based on accruals. If you have a solid handle on financial statements, that gives you an advantage in conducting investment research. The income statement, one o
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Bond Amortization and the Indirect Cash Flow Method: A Detailed Explanation
The amortization of a bond and the indirect method of cash flow both involve non-cash interest expense. When solving for cash flow using the indirect method, accountants must adjust any non-cash expen
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401(k) Withdrawals: How Much Can You Take Out Each Month?
Make your money last in retirement. Saving money for retirement is important, but knowing how to tap that money is even more critical. When you are in the workforce, you know exactly how much
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Understanding Net vs. Gross Dividend Yield: A Comprehensive Guide
The financial media offer information on dividend yields for both stocks and funds. A stock or mutual fund that pays dividends will return some of its earnings to investors. The amount of the
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Understanding Gross Margin & Profit: A Guide to Calculation and Analysis
A company with high sales may still be unprofitable if it also has a high cost of goods sold. If you can properly evaluate the trend in a company's gross margins, you can more accurately
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Commodity Money: Advantages and Historical Significance
Nations use two different types of currency to denominate transactions occurring within their borders: fiat money and commodity money. Fiat money derives its value from the fact that everyone agrees i
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Calculate Cumulative Investment Percentage: A Simple Guide
If you have an investment portfolio, you will be aware that there are generally two types of investments that pay out dividends. The first type pays dividends to you in the form of an income, whereas
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Calculating Average Interest Rates: A Guide Using Financial Statements
Interest rates on loans, even to the same entity, can vary. The length of the loan's term, who is lending the money and what the funds are meant to finance are all factors that influence what the
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Unearned Revenue: Definition & Financial Statement Reporting
Close-up of financial reports and calculator Unearned revenue is money that comes into a company before it provides a service or product to a buyer. It is a liability until the company "
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Understanding Intangible Assets: Key Characteristics & Value
Assets come in three main forms: tangible, intangible and monetary. The two main characteristics of an intangible asset are that it is not physical, meaning it exists as a legal power, and that it is
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Understanding Principal Payments in Financial Statements
A loan's principal is the balance owed on the loan. When a company makes a principal payment to pay down the balance of a loan, it reports the amount of the payment on its cash flow statement. Thi
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Accountant vs. Financial Analyst: Key Differences & Career Paths
Accountants and financial analysts both play key roles in business. Accounting is a broader field, and accountants are responsible for everything to do with a business' finances. Analysts have a t
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401(k) Beneficiary: What Happens If You Don't Name One?
When you pass away without designating a beneficiary for your 401k, there are several factors that determine who receives your account funds. If you are married, your 401k will most likely pass to you
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Understanding the Benefits of Account Liquidity
When it comes to versatility, cash is still king in the finance world. The liquidity in an account expands the range of options available to owners, from individual bank accounts to investment managem
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Net Income Normalization: A Guide for Fair Company Valuation
To normalize net income is to recalculate the figure in a way that removes discrepancies that may make it hard to fairly compare the figure with that of another company. Normalized figures are often u
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Understanding Stock Price Appreciation: A Guide for Investors
Research your chosen stocks in the financial press. Investing in the stock market is one way to build long-term wealth, but it is important to understand your goals when you invest in individ
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Net Loss and Retained Earnings: Understanding the Impact
The balance sheet and income statement are closely related. Understanding how the balance sheet and income statement interrelate will give you a better understanding of accounting, along with
investing
- ROI Calculation: A Simple Formula for Investment Returns
- Understanding the Drawbacks of Financial Intermediaries
- Understanding Why R&D Expenses Are Expensed, Not Capitalized
- Investing in Boeing Stock: A Beginner's Guide
- 2020s GDP: Understanding Economic Trends & COVID-19 Impact
- 1957 Silver Certificate Value: A Comprehensive Guide
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Yelp's Efforts to Combat Discrimination & Promote Ethical BusinessesMillennials in particular have always been, well, particular about how we spend our money. We want to be sure everything is as ethical, local business-supporting, and aboveboard as possible. It's ...
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Floating Stock Explained: Understanding Publicly Traded SharesFloating stock is described as the aggregate shares of a company’s stock that are available in the open market. It represents the number of outstanding stock or shares available to the public fo...
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2022 Salary Increases: Employer Plans 3% Raises Amid Economic UncertaintyThe good news? Americans may be in l...
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Foreign Exchange Market Manipulation: Allegations and Impact on US$5.3 TrillionSuppose you’re in the supermarket shopping for groceries. While you’re strolling the aisle with your cart, a shadowy figure looms over your shoul...