banking
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Savings Account Taxes: What You Need to Know
If you have a savings account, then you understand the importance of saving money. Opening a savings account is a great way to stay focused on your financial goals, while preparing for the future. But
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Balance Transfer Credit Cards: Save Money & Pay Down Debt
In credit card debt? Having a hard time paying off your high-interest balance?If this rings true, you may want to transfer your balance to another card for a much lower interest rate. Depending on you
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High-Yield Checking Accounts: Earn More Interest on Your Balance
High-interest checking accounts are checking accounts that provide you with an above-average interest payment based on your account balance. This is ideal for account holders with large amounts of fun
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How to Properly Void a Check: Protect Your Account
Voiding a check helps ensure others can’t cash or deposit money from your account. Because checks have important bank information on them, it’s important to make sure they’re voided correctly when you
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HSA vs. FSA: Understanding the Key Differences
A Health Savings Account (HSA) and Flexible Spending Account (FSA) are both options to help you stash money for qualified medical expenses. There are some major differences between the two. For exampl
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Direct Deposit: A Comprehensive Guide for Employees & Contractors
Whether you’re an employee, independent contractor, or somewhere in-between, there’s no denying that getting paid is important. But it can be a drag to go to the bank or wait around for physical check
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Fintech Explained: A Comprehensive Guide to Financial Technology
Even if you are not familiar with the term fintech, chances are you use and interact with some form of it almost regularly. If you’ve ever paid for your groceries using Apple Pay, opened a bank accoun
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Payday Advance Apps: A Comprehensive Guide to Getting Paid Early
When a cash crunch hits and you need some extra funds, getting paid early seems pretty sweet. To help you get your cash even faster, you can now turn to a new crop of payday advance apps.Yet, while th
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Secured Credit Cards: Build Credit & Avoid Rejection
Have less-than-awesome credit? If this is the case, perhaps you avoid credit cards and loans altogether. Why? Just like someone who has been burned in the dating scene, if you apply for a credit card,
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Refinancing vs. Home Equity Loans: Which is Right for You?
Owning a home may be the biggest investment you ever make. The good news? That investment can pay off as your home’s equity value grows.Equity means the difference between what you owe on your h
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Choosing the Right Bank: A Comprehensive Guide for Beginners
You’re just starting to make some dough and you should start stashing it away in a bank account. But if you’re currently bankless, you might wonder how to choose a bank for the first time. What should
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Online Banking vs. Traditional Banking: Which is Right for You?
In the last couple of years, online banking has become a popular alternative to traditional banks. With their low fees, relatively high interest rates, and 24/7 online access, online banking is conven
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Breaking Bad Credit Habits: A Guide to Financial Health
We’re all guilty of having a bad habit or two — it’s human nature. But some habits are more harmful than others, like the ones that negatively impact your wallet and your financial stability. Case in
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Compound Interest Explained: How It Works & Benefits
Compound interest is a type of interest that takes two things into account when it comes to your money: the principal balance and accumulated interest. This can help you earn more money on deposits or
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Instant Online Money Transfer: Fast, Secure & Easy Methods
With the steady rise of online banking services, transferring money has never been easier, quicker, or safer. The days of having to physically go to a bank to transfer and send money are gone. Now, ma
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High-Yield Savings Accounts: Benefits & How They Work
Have you heard about high-yield savings accounts? They probably sound appealing, but you may have put off opening one because you don’t understand how they work, or you may think there’s some sort of
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Joint Bank Account: Benefits, Risks & How to Decide
If you’re tired of splitting checks, divvying up bills, and trying to figure out who pays what with your significant other, you’re not alone. Half of millennials combine finances with their partners b
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Effortlessly Pay Bills Online: A Guide to Easy Bill Payment
Paying and managing your bills every month is hands down one of the biggest pains of adulting. From car payments, phone bills, utilities, credit card payments, and more, juggling all the costs that co
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Understanding Mortgage Rates: A First-Time Homebuyer's Guide
Mortgage rates determine what you pay for a home loan. If you’ve never purchased a home before, here’s a simple rule of thumb to follow: The lower your mortgage interest rate, the better!P
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ACH Payments: A Comprehensive Guide to Automated Clearing House
If you’ve ever scheduled an automatic bill payment from your bank account or received a direct deposit, you know how convenient these transactions can be. (Bye, late fees!)But how, exactly, do they wo
banking
- Common Budgeting Mistakes: Avoid These Pitfalls
- Voluntary Car Repossession: Protecting Your Credit & Options
- First Credit Card: A Beginner's Guide to Approval & Usage
- Compound Interest Explained: How It Works & Benefits
- Cashier's Check vs. Money Order: Understanding the Key Differences
- Revolut Under Scrutiny: Russian Involvement Allegations and Fintech Future
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Quick & Easy Budgeting: Plan Your Finances in Under an HourEven if you are vaguely aware of how much you make and spend each month, budgeting can be tedious. However, planning your budget doesn’t have to be complicated. With just a few minutes of...
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Finding Strength & Gratitude Through Challenging TimesThis year took so many twists and turns we haven’t been able to keep count– often leaving us in complete overwhelm with a whirlwind of thoughts and emotions. Grief, anxiety, and sheer dis...
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Signature Guarantee Stamp: What It Is & How to Get OneA signature guarantee stamp proves identity. A signature guarantee stamp protects against unauthorized transactions of shareholder investment securities. An official at a participating financ...
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Really Simple Systems CRM Version 5: A Major UpdateLater this year Really Simple Systems will be launching its latest CRM development in Version 5. But what happened to version 1 to 4 you may ask? Seems they have been quietly rolled out over ...