banking
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Open Banking Explained: A Comprehensive Guide for US Consumers
Are you familiar with the practice of open banking? If you answered “no,” you’re not alone. Open banking is still an obscure concept in the U.S., and according to research from GoCardless, half
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Robo-Advisors: A Comprehensive Guide to Automated Investing
Technology is an intrinsic part of our lives, and new technological advances are making it easier and more efficient to plan our finances and meet our financial goals. One leading example of this is r
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Navigating Student Loan Repayment After COVID-19 Relief
After nearly 2 years of COVID-19 student loan relief, the deadline for reinstating student loan payments is steadily approaching. For struggling borrowers these impending payments can be very stressfu
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High-Yield Savings Accounts: Earn More Interest on Your Money
Have you ever checked how much interest you’re earning on the money in your bank account? If you did, you’d probably be shocked — and not in a good way. That’s because, when it comes to traditional sa
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Understanding Money Orders: A Comprehensive Guide
Money orders may not be the most innovative or technologically advanced payment method, but they can come in handy in many situations. An old-school form of payment, money orders are a safer alternati
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Secured vs. Unsecured Loans: Understanding the Key Differences
One of the main differences between a secured and unsecured loan is collateral. Secured loans require collateral from the borrower, while unsecured loans do not. Read more to help make the right decis
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Safeguarding Your Finances: Understanding and Preventing Bank Fraud
Bank fraud is a prevalent problem in the financial industry. Despite the increased security measures many banks and financial institutions have taken over the years, scammers still attempt bank fraud
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Credit Union vs. Online Bank: Which is Right for You?
Nowadays you have a lot of options when it comes to choosing a financial institution to help you manage and store your money. In addition to a traditional bank, you also have two other notable alterna
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Understanding How Banks Generate Revenue: A Comprehensive Guide
What’s a Commercial Bank?A commercial bank is where most people go to do their everyday banking. Commercial banks give businesses and individuals a place to store their money while having access to cr
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Understanding Interest Rates: Definition, Types & Impact on Your Finances
If you have a bank account, you might be earning interest on the money you deposit. And If you have student loans, credit cards, or other debts, you’re most likely paying interest to those lenders.Eit
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Direct Deposit Setup: A Simple Guide to Payday Automation
A popular way to receive your paycheck today is by direct deposit. With direct deposit, you don’t have to take a physical check to a brick-and-mortar bank. You don’t even have to take a picture of the
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APR vs. APY: Understanding the Key Differences
If you go to apply for a credit card or loan, or open a savings account, a bank is probably going to throw a bunch of acronyms and finance lingo at you. And, sometimes, customers just sign away withou
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Secure Online Banking: Essential Safety Tips for Digital Banking
So you’ve been thinking about breaking free from traditional banks. Or maybe you’ve recently signed up for an online bank account. Either way, you already know some of the major benefits — like the ab
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Savings Account Taxes: What You Need to Know
If you have a savings account, then you understand the importance of saving money. Opening a savings account is a great way to stay focused on your financial goals, while preparing for the future. But
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Balance Transfer Credit Cards: Save Money & Pay Down Debt
In credit card debt? Having a hard time paying off your high-interest balance?If this rings true, you may want to transfer your balance to another card for a much lower interest rate. Depending on you
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High-Yield Checking Accounts: Earn More Interest on Your Balance
High-interest checking accounts are checking accounts that provide you with an above-average interest payment based on your account balance. This is ideal for account holders with large amounts of fun
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How to Properly Void a Check: Protect Your Account
Voiding a check helps ensure others can’t cash or deposit money from your account. Because checks have important bank information on them, it’s important to make sure they’re voided correctly when you
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HSA vs. FSA: Understanding the Key Differences
A Health Savings Account (HSA) and Flexible Spending Account (FSA) are both options to help you stash money for qualified medical expenses. There are some major differences between the two. For exampl
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Checking vs. Savings Accounts: Understanding the Differences
If you’re opening a bank account, you might be scratching your head wondering: What’s the difference between a checking and savings account? And do I need both? While these two types of accounts may b
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Direct Deposit: A Comprehensive Guide for Employees & Contractors
Whether you’re an employee, independent contractor, or somewhere in-between, there’s no denying that getting paid is important. But it can be a drag to go to the bank or wait around for physical check
banking
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- Wisdom from Experience: 3 Financial Lessons Learned from Seniors
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- Australia's Banking Crisis: Royal Commission Report Reveals Enforcement Gaps
- Ramit Sethi's Emergency Fund Recommendation: Aim for 12 Months
- Understanding FICO Scores: Your Comprehensive Guide
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Bitcoin Price Prediction: Will BTC Reach New All-Time Highs in October 2024?Bitcoin (BTC) has been on fire recently, sparking speculation that Bitcoin might set a new record. The lead crypto is trading at around $67,500 as I write. Thats not far off its all-time high of $73,...
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AIFM Pre-Marketing Rules: Navigating EU Regulations for Alternative FundsPrivate capital managers face an additional regulatory hurdle wooing European investors from this summer. New rules governing the pre-marketing of alternative asset funds to institutional or professio...
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Budgeting with Mint: A Step-by-Step Guide for Financial PeaceHow to Create a Budget Using Mint.com Ready to budget? Mint makes it easy! So you’ve finally decided to follow some very sage financial advice and are ready to create a budget. That...
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Tulip Mania & Bitcoin: Historical Bubbles & Modern InvestingMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...