banking
-
Credit Card Application: A Clear, Step-by-Step Guide to Approval
We hear credit horror stories all the time. These tales of debt and financial distress are enough to dissuade anyone from ever wanting to open a credit card, but the truth of the matter is credit is a
-
Understanding the Drawbacks of Bankruptcy: What You Need to Know
According to the Administrative Office of the U.S. Courts, over half a million bankruptcies were filed in 2020. Many individuals and businesses file for bankruptcy in order to get relief from their di
-
Understanding Savings Bonds: A Comprehensive Guide
You may have received a savings bond from your grandma as a gift when you were a kid. You might now be wondering, how do these bonds work, are they worth any money today, and if so, how do I cash them
-
Virtual Credit Cards: A Comprehensive Guide to Security & Usage
There’s no denying that technology continues to influence our lives in a myriad of ways. Our day-to-day activities are now heavily dominated by online and digital services that allow us to work, do bu
-
Understanding Delinquent Accounts: Causes & Prevention
If you’ve never gotten a call from a debt collector asking about your past due payments, consider yourself lucky. Since the start of 2021, the total amount of U.S. household debt has been on the rise
-
Health Savings Accounts (HSAs): A Comprehensive Guide for 2024
The 2022 Open Enrollment Period (OEP) is steadily underway, which means now is the time to start thinking about any changes you might want to make to your health coverage plan. While going through you
-
Opening a Checking Account: A Comprehensive Guide
For many of us, the first step toward financial independence is opening a bank account. Both a checking account and a savings account will give you a safe place to store and manage your money. But a c
-
Open Banking Explained: A Comprehensive Guide for US Consumers
Are you familiar with the practice of open banking? If you answered “no,” you’re not alone. Open banking is still an obscure concept in the U.S., and according to research from GoCardless, half
-
Robo-Advisors: A Comprehensive Guide to Automated Investing
Technology is an intrinsic part of our lives, and new technological advances are making it easier and more efficient to plan our finances and meet our financial goals. One leading example of this is r
-
Navigating Student Loan Repayment After COVID-19 Relief
After nearly 2 years of COVID-19 student loan relief, the deadline for reinstating student loan payments is steadily approaching. For struggling borrowers these impending payments can be very stressfu
-
High-Yield Savings Accounts: Earn More Interest on Your Money
Have you ever checked how much interest you’re earning on the money in your bank account? If you did, you’d probably be shocked — and not in a good way. That’s because, when it comes to traditional sa
-
Understanding Money Orders: A Comprehensive Guide
Money orders may not be the most innovative or technologically advanced payment method, but they can come in handy in many situations. An old-school form of payment, money orders are a safer alternati
-
Secured vs. Unsecured Loans: Understanding the Key Differences
One of the main differences between a secured and unsecured loan is collateral. Secured loans require collateral from the borrower, while unsecured loans do not. Read more to help make the right decis
-
Safeguarding Your Finances: Understanding and Preventing Bank Fraud
Bank fraud is a prevalent problem in the financial industry. Despite the increased security measures many banks and financial institutions have taken over the years, scammers still attempt bank fraud
-
Credit Union vs. Online Bank: Which is Right for You?
Nowadays you have a lot of options when it comes to choosing a financial institution to help you manage and store your money. In addition to a traditional bank, you also have two other notable alterna
-
Understanding How Banks Generate Revenue: A Comprehensive Guide
What’s a Commercial Bank?A commercial bank is where most people go to do their everyday banking. Commercial banks give businesses and individuals a place to store their money while having access to cr
-
Understanding Interest Rates: Definition, Types & Impact on Your Finances
If you have a bank account, you might be earning interest on the money you deposit. And If you have student loans, credit cards, or other debts, you’re most likely paying interest to those lenders.Eit
-
Direct Deposit Setup: A Simple Guide to Payday Automation
A popular way to receive your paycheck today is by direct deposit. With direct deposit, you don’t have to take a physical check to a brick-and-mortar bank. You don’t even have to take a picture of the
-
APR vs. APY: Understanding the Key Differences
If you go to apply for a credit card or loan, or open a savings account, a bank is probably going to throw a bunch of acronyms and finance lingo at you. And, sometimes, customers just sign away withou
-
Secure Online Banking: Essential Safety Tips for Digital Banking
So you’ve been thinking about breaking free from traditional banks. Or maybe you’ve recently signed up for an online bank account. Either way, you already know some of the major benefits — like the ab
banking
- Low-Interest Credit Cards: Save on Interest & Debt - [Year]
- Millennial Healthcare Delays: Risks and Financial Implications
- Essential Financial Goals for Your 20s: Build a Strong Foundation
- Smart Spending: 4 Ways Americans Could Save Money
- Crypto Credit Cards: Benefits, Risks & Are They Right for You?
- Bank On Accounts: Empowering Financial Futures for Low-Income Americans
-
New York COVID-19 Vaccine Lottery: Win Up to $5 Million!In some states, getting vaccinated could come with financial rewards. ...
-
HELOC: Understanding Home Equity Lines of CreditA Home Equity Line of Credit (HELOC) is a line of creditBank LineA bank line or a line of credit (LOC) is a kind of financing that is extended to an individual, corporation, or government entity, by a...
-
Timberland Investment: A Guide to Growing Wealth with TreesTimberland refers to an alternative form of investment that involves putting money into trees, either in managed tree plantations or natural forests. Investors bank on the predictable biological growt...
-
Why Crypto Investors Make Risky Decisions: A Critical AnalysisMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...