banking
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Understanding Liens: What They Are and How They Affect You
At some point in our adult lives, we’ll find ourselves in need of financing for a big-ticket item, like a car or house. When we borrow money from a lender, it goes without saying that we’ll need to ev
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Understanding Trustees: Roles, Responsibilities & Duties
You may have heard the term “trustee” before but might be questioning what it means and what a trustee does. Trustees may take care of things such as a person’s estate plan, investments, or charitable
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Chime Bank Holiday Schedule: Accessing Your Money
Chimes Holiday ScheduleHere at Chime, we’re all about helping you bank smarter. While Chime is not a bank, we offer convenient services like direct deposit with the help of our banking partners. We’ve
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Bad Credit Loans: Options & How to Get Approved
If you have bad credit or no credit, your loan options can feel limited. Most lenders have certain credit requirements to approve applicants for a loan. Don’t be discouraged if you need to secure some
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Cardless ATM Guide: How to Access Cash Without a Card
According to a Forbes survey, the vast majority of Americans prefer to bank digitally. Among the various digital banking app features available, the survey found that the most valuable ones to consume
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Understanding & Challenging Overdraft Fees: A Comprehensive Guide
Have you ever been charged a $30 overdraft fee for a small purchase, like a $4 coffee? This can be frustrating, especially if you’re already facing financial hardships, and getting hit with overdraft
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Travel Credit Cards: A Comprehensive Guide to Benefits & Application
In the past couple of years, the COVID-19 pandemic has made it extremely challenging and potentially unsafe to travel, leaving many of us confined to our neighborhoods. But luckily things seem to be l
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Emergency Loans: Understanding Your Options & Accessing Funds
The Federal Reserve System’s Report on the Economic Well-Being of U.S. Households in 2020 states that 35% of adults wouldn’t have cash, savings, or a credit card (that would be paid off at the next st
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Personal Line of Credit (PLOC): Benefits, Drawbacks & How It Works
Taking out a personal loan or personal line of credit (PLOC) was once a last resort for individuals facing financial hardships. Today, the use of personal loans and lines of credit is rapidly increasi
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Crypto Savings Accounts: Risks, Rewards & What You Need to Know
Cryptocurrency continues to make waves in the financial world, and many consumers already own or are thinking about investing in these digital coins. If you fall into one of these two categories, then
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Liquid Assets: Definition, Importance & Examples | [Your Brand Name]
Having ready access to cash is a huge component of one’s financial health. Cash and cash equivalents offer a level of financial flexibility that’s important for both individuals and businesses. So liq
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Federal vs. Private Student Loans: Understanding Your Options
There’s no doubt that paying for college can be really stressful. Tuition, room and board, books, and transportation can all start to add up fast. A college education is an investment in your future,
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Understanding Federal Interest Rate Hikes: What You Need to Know
The central bank of the U.S., also known as the Federal Reserve, is responsible for maintaining economic and financial stability. It’s a complex institution, and it has a huge influence on your wallet
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Safety Deposit Boxes: Protecting Your Valuables - A Comprehensive Guide
We all have valuables that we’d like to keep safe. For some, it might be a pair of earrings passed down from generation to generation, or for others, a one-of-a-kind set of baseball cards. Wheth
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Credit Cards: How Many Do You Need? Benefits & Risks
There are many reasons to open a credit card. Credit cards can be used for emergencies or urgent purchases when you don’t have the cash in your account. They’re also a great way to build your credit —
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Personal Loans: A Comprehensive Guide to Understanding and Applying
When you need money–whether it’s to consolidate debts, pay for an emergency, or get caught up on everyday bills–a personal loan is one option you might consider. Personal loans are j
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Understanding 401(k) Matching: A Guide for Employees
Most employers offer their employees the opportunity to contribute to a 401(k) to grow their money for post-retirement use. A 401(k) is the standard employer-sponsored retirement plan used by for-prof
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Medical Expense Tax Deduction: What You Need to Know
Medical bills and health insurance can quickly add up and put a serious dent in your finances. Luckily, you can alleviate some of those losses when you get a tax deduction for your medical expenses.In
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Authorized User Credit Card: How It Works & Benefits
When it comes to building and establishing credit, we all have to start somewhere. But when you are just beginning your credit journey, getting your foot in the door can be an upward battle. Luckily,
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Understanding Wage Garnishment: Rights & Options
Financial stress and anxiety are plaguing a large portion of the population — and they have been, even pre-pandemic — with debt being a leading cause of these financial burdens. No matter how hard you
banking
- Childcare Costs vs. Income: Is Working Financially Viable?
- Opening a Checking Account: A Comprehensive Guide
- Understanding and Vacating a Judgment: Protecting Your Credit & Future
- Emergency Loans: Understanding Your Options & Accessing Funds
- Maximize Rewards: Using Credit Cards to Pay Bills – Benefits & Risks
- Banking & Finance Culture: Challenges & Solutions - The Conversation
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Understanding Payday Lending: A Comprehensive GuidePayday lenders advance customers cash based on their pending paychecks. Consumer credit is not only important to making big-ticket purchases such as buying a home with a mortgage, but also ne...
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Understanding Hot Issues: IPOs with Exceptional DemandA hot issue is an initial public offering (IPO) with overwhelming public demand that sells more than its initial offer price on the first day of the public price immediately after it starts trading. P...
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Understanding Industry Knowledge: Benefits & ImportanceIndustry knowledge is a term that describes the accumulation of knowledge and awareness of the intricacies of what is happening to specific industries of interest. Knowledge of an industry from a stak...
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The Impact of the Gender Pay Gap on Women's Financial Well-beingThe gender pay gap is real -- and it affects many aspects of women's lives. Here a...