banking
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PPP Loans for Small Businesses: Eligibility & Application Guide
TL;DR: Small businesses – including 1099s and sole proprietors – are only eligible for PPP loans if they’ve been in existence prior to February 15, 2020. Acceptance of deposits are subject
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Protect Yourself: A Guide to Avoiding Online Scams
As more of our day-to-day is spent on social media, online shopping, going down digital rabbit holes (hello, Wikipedia!), and staying in touch with our tribe, and even dating, it’s important to be on
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Opening a Bank Account: Requirements & What You'll Need
Finally ready to open your own bank account? Or making the leap to open an account elsewhere? Figure out everything you need to make the process as seamless as possible.Better banking for everyoneFee-
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Open a Bank Account Without a Deposit? Here's How.
Can you open a bank account with no deposit and no money? This may sound like an oxymoron since a bank account is one of the most popular places to store your money. Indeed, having a bank account come
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Understanding Cryptocurrency: A Beginner's Guide to Digital Finance
When you think of money, you probably think of the bills in your wallet or the balance in your bank account. Yet — lately — it seems cryptocurrency is aiming to be the new way to pay. But what is it?
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Closing a Bank Account: A Step-by-Step Guide for Top US Banks
Not all banks are created equal, and it’s often not very clear how to close your account. Whether you’re moving, looking to upgrade your banking features or sick of how many fees are involved, there’s
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Secured Credit Cards: How They Work & Build Credit
A credit card can make paying bills or shopping for the holidays super convenient. But getting approved for one isn’t always a lock, especially if you don’t have a good credit score or years of respon
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Financial Literacy: Understand & Improve Your Money Management
The goal of financial literacy is to help people better understand basic finances in order for them to manage their money better. There is an abundance of information out there to help educate you on
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Avoid Bank Fees: Strategies for 2024
Banks may charge monthly maintenance fees in exchange for their services. Ironic, right? You may be thinking, why should I have to pay a company to open an account that you’re already giving your mone
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Understanding Overdraft Fees: How They Work & How to Avoid Them
Checking accounts make it easy to spend, pay bills, and even save, especially if you’re transferring money to a savings account automatically. The last thing you need is to get stuck paying high fees.
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Switching Banks: A Comprehensive Step-by-Step Guide
There are several reasons why you might be looking to switch banks. Maybe you’re moving to a different city and need a bank that’s local, or it’s possible you’re looking for one with lower fees and be
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ChexSystems Explained: Resolving Bank Account Issues & Errors
Picture this: You’re looking to switch banks, so you take a trip to a new bank and are waiting in line to open an account. You then chat with the friendly teller, giving them the information needed to
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Prepaid Card vs. Debit Card vs. Credit Card: Key Differences Explained
When it comes to prepaid, debit, and credit cards, it’s important to note that these cards are not the same thing. While they all may show a network logo like Visa, MasterCard, American Express, or Di
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Cash Advances: Understanding Costs, Uses & Alternatives
We’ve all been in a situation where we need cash fast and don’t have sufficient funds at our disposal. Whether you are shopping at a cash-only retailer or are facing a one-time emergency, a cash advan
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Debt Consolidation: Simplify Your Finances & Save Money
Getting into debt can happen gradually. Perhaps you open a credit card account or two, and take out a personal loan. Throw in your student loans and a car payment, and before you know it, you’ve got m
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Online Banks: A Comprehensive Guide for Modern Banking
Technology is shaking up the finance industry in a big way. Online-only bank accounts have started to surge in popularity and while bank branches aren’t a thing of the past yet, that could be the way
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Payday Loans: Risks, Costs & Alternatives - A Comprehensive Guide
You’re in need of some quick cash, and you’ve heard about payday loans. They could be an option, but are they a good idea? Not exactly. Payday loan lenders are notoriously expensive for consumers. Rea
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Mortgage Loan Types: Find the Right Fit for Your Finances
Can’t afford to pay for a new home with a pile of cash? You’re in good company. Most of us don’t have six figures or more lying around for the taking. Finding your dream home in a competitive housing
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Internet Banking: Benefits, Drawbacks & Is It Right for You?
With the steady rise of internet banking, also known as online banking, you can now do your banking without ever leaving home. On top of convenience, online banks offer a ton of other perks— like high
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Store Credit Cards: Benefits, Risks & How to Choose
Imagine a familiar scenario. You’re at the register, ready to make a purchase, when the store clerk mentions an irresistible offer: Sign up for the store credit card and receive a big discount o
banking
- Understanding Checking Accounts: A Comprehensive Guide
- Understanding Credit Score Drops: Causes & Recovery Strategies
- Credit Cards That Don't Report to Credit Bureaus: Pros, Cons & Alternatives
- Euro Stablecoin Launch: Risks to the Eurozone Economy?
- Maximize Your Savings: Top Strategies to Grow Your Money
- Master Your Finances: 10 Essential Steps to Financial Order
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Understand Your Credit Repair Rights: Leveraging the FCRACredit Repair Loopholes The Fair Credit Reporting Act (FCRA) grants you certain credit repair rights. This federal law is meant to empower you to fix credit bureau mistakes. Such errors are s...
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Commercial Paper: Benefits, Risks & Key ConsiderationsU.S. Taxes are an example of U.S. Treasury bills Commercial paper is also known as short-term paper because of the brief length of its term. To be considered short term, a debt instrument mus...
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Unexpected Pregnancy Costs: A Comprehensive Financial GuidePregnancy comes with some surprise expenses you may have to pay. Here are a few costs y...
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Avoid Holiday Debt: Expert Tips & Strategies for a Stress-Free SeasonMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...