banking
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Understanding Bank Statements: A Comprehensive Guide
A bank statement is a document that summarizes all the transactions that have taken place in your bank account over a period of a month. The purpose of a bank statement is to record and track all your
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CDs vs. Savings Accounts: Which is Right for Your Goals?
Saving money is an important step in reaching your financial goals. But there’s an important question to consider: Where’s the best place to keep your savings? Two of the most common options for savin
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The Future of Payments: Understanding Cashless Societies
While a cashless society might seem like something straight out of a science fiction story, digital-only payments and transactions are not that far off. The need to carry cash is steadily declining al
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Check Kiting: Definition, How It Works & Prevention
Check kiting is a type of check fraud that occurs when someone purposely writes a check for more than they have and deposits it into a different account. Then, they use or earn interest on funds befor
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Online Banking: Features, Benefits & Choosing the Right Account
If you are dissatisfied with your bank and are looking to make a switch, you’re in luck. New banks, credit unions, and financial institutions are popping up every day, and the competition for yo
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Understanding & Avoiding Bank Fees: A Comprehensive Guide
Fees are the worst. Are we right? 😒Fear not: We created this guide to help you identify the most common bank fees, and how to dodge them all together! Why? It’s Financial Literacy month and we’re all
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PPP Loans for Small Businesses: Eligibility & Application Guide
TL;DR: Small businesses – including 1099s and sole proprietors – are only eligible for PPP loans if they’ve been in existence prior to February 15, 2020. Acceptance of deposits are subject
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Protect Yourself: A Guide to Avoiding Online Scams
As more of our day-to-day is spent on social media, online shopping, going down digital rabbit holes (hello, Wikipedia!), and staying in touch with our tribe, and even dating, it’s important to be on
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Opening a Bank Account: Requirements & What You'll Need
Finally ready to open your own bank account? Or making the leap to open an account elsewhere? Figure out everything you need to make the process as seamless as possible.Better banking for everyoneFee-
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Open a Bank Account Without a Deposit? Here's How.
Can you open a bank account with no deposit and no money? This may sound like an oxymoron since a bank account is one of the most popular places to store your money. Indeed, having a bank account come
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Understanding Cryptocurrency: A Beginner's Guide to Digital Finance
When you think of money, you probably think of the bills in your wallet or the balance in your bank account. Yet — lately — it seems cryptocurrency is aiming to be the new way to pay. But what is it?
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Closing a Bank Account: A Step-by-Step Guide for Top US Banks
Not all banks are created equal, and it’s often not very clear how to close your account. Whether you’re moving, looking to upgrade your banking features or sick of how many fees are involved, there’s
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Secured Credit Cards: How They Work & Build Credit
A credit card can make paying bills or shopping for the holidays super convenient. But getting approved for one isn’t always a lock, especially if you don’t have a good credit score or years of respon
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Financial Literacy: Understand & Improve Your Money Management
The goal of financial literacy is to help people better understand basic finances in order for them to manage their money better. There is an abundance of information out there to help educate you on
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Avoid Bank Fees: Strategies for 2024
Banks may charge monthly maintenance fees in exchange for their services. Ironic, right? You may be thinking, why should I have to pay a company to open an account that you’re already giving your mone
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Understanding Overdraft Fees: How They Work & How to Avoid Them
Checking accounts make it easy to spend, pay bills, and even save, especially if you’re transferring money to a savings account automatically. The last thing you need is to get stuck paying high fees.
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Switching Banks: A Comprehensive Step-by-Step Guide
There are several reasons why you might be looking to switch banks. Maybe you’re moving to a different city and need a bank that’s local, or it’s possible you’re looking for one with lower fees and be
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ChexSystems Explained: Resolving Bank Account Issues & Errors
Picture this: You’re looking to switch banks, so you take a trip to a new bank and are waiting in line to open an account. You then chat with the friendly teller, giving them the information needed to
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Prepaid Card vs. Debit Card vs. Credit Card: Key Differences Explained
When it comes to prepaid, debit, and credit cards, it’s important to note that these cards are not the same thing. While they all may show a network logo like Visa, MasterCard, American Express, or Di
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Cash Advances: Understanding Costs, Uses & Alternatives
We’ve all been in a situation where we need cash fast and don’t have sufficient funds at our disposal. Whether you are shopping at a cash-only retailer or are facing a one-time emergency, a cash advan
banking
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Mark Cuban on Crypto Regulation: A Necessary Evolution?Many or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...
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Bitcoin: Exploring the Potential of Cryptocurrency as a Future CurrencyBitcoin, Can it be the Currency of the Future? With internet technology expanding every day it is hard to keep up with the innovative software that keeps popping up on a regular basis. ...
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Understanding Down Rounds: What They Are and Why They HappenThe term “down round” is used to refer to a scenario where the value of a business at a time of investment is below the value of the same business during a previous period or financing rou...
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Cashing Checks with Discrepancies: Understanding the UCCThe Uniform Commercial Code sets rules for cashing checks containing two different amounts. Receiving a check containing a different written and numerical amount can be confusing. Most people...