home finance
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30-Day Notice to Vacate: A Guide for Landlords & Tenants
When renting an apartment or a home, it is standard procedure in some states to give the landlord at least 30 days notice before vacating the property. In cases where this is not law, it is always a p
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Senior Housing Grants & Assistance Programs for 55+
The United States Department of Housing and Urban Development provides housing assistance to seniors aged 55 years and older to help pay for rent, moving expenses and lower energy bills. The senior
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Land Contract Taxes: Understanding Tax Implications When Selling Real Estate
Selling real estate by land contract or contract for deed can be an excellent way to turn an unwanted piece of property into a stream of payments over a short or long period of time. These contracts a
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Crafting the Perfect Response to an Apartment Listing: A Guide
Apartment and rental listings are increasingly advertised on the Internet. When a landlord or potential roommate lists an apartment online they will screen for future tenants through email first. It i
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Understanding In Rem Foreclosure: A Comprehensive Explanation
Mortgages and foreclosure processes are determined by the contracts that lenders create and the state and federal regulations that apply to the debt. The U.S. government changes its regulations in ord
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Selling a Home with an SBA Loan Lien: What You Need to Know
SBA stands for Small Business Administration, a branch of the United States government that exists to help business owners either start their businesses or fund operations during the first few years o
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Pennsylvania Landlord Smoke Detector Laws: Requirements & Compliance
The Pennsylvania Code requires a landlord to install a smoke detector on just about every flat surface in a rental property. The goal of a multiple smoke detector system is to achieve redundancy so if
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Kentucky Property Law: Understanding Right of Survivorship
When property is purchased, a deed is used to complete and document the transaction. The deed must list the names of the sellers, grantors, buyers and grantees. After the transaction is complete, the
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Flood Mitigation Grants: Help Raise Your Home's Elevation
Federal, state and local grant programs help homeowners in flood-prone areas with the cost of literally raising the elevation of their house if it is in a low-lying area prone to flooding. Use all you
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Building a Garage with Apartment: Cost, Design & Considerations
If you own a home, chances are that at some point in your life you might have long-term guests. It might be an aging parent who needs care, or perhaps your grown children will be living with you. Acco
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Mortgage Loan Originator Compensation: Understanding Loan Officer Commissions
As with any business, the sales process is critical to the success of mortgage bankers and brokers. While mortgage banks and brokers do not earn commissions as part of their regular business functions
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Title Insurance in Illinois: Who Pays & Why It Matters
Title insurance protects property buyers and lenders from claims against the buyer's interest in the property. If a missing heir shows up after the sale and claims the property is his, if a record
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Homeowners Insurance After Death: Executor Responsibilities & Options
After an individual dies, the executor of his estate must handle many items until the estate is distributed. One issue that often comes up is what to do with the homeowners insurance while the house i
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Mound Septic System Costs: Factors & Estimates | Eco-Friendly Solutions
A mound septic system is used in locations where conditions don't allow a conventional septic system. The three main conditions that indicate the need for a mound system are soils that drain too q
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Calculating Developer Fees: A Comprehensive Guide
A developer's fee is compensation for the developer's time and for taking on the risk of developing a commercial or residential construction project. There are many variables that determine th
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Home Repair Grants for Seniors: Financial Assistance & Resources
Several government and private agencies provide home repair grants to low-income seniors. These grant programs help senior homeowners make necessary repairs and upgrades to their property. These progr
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Section 8 Landlord Grants: Funding & Benefits for Property Owners
The U.S. Department of Housing and Urban Development funds Section 8 project-based rental assistance programs across the country. Through the Section 8 program, low-income families who live in federal
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Understanding Property Value: Calculating with Equalization Ratios
A municipality uses an equalization ratio, or rate, to assess property values within its jurisdiction. An equalization ratio equals a property's assessed value divided by its market value. A munic
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Claiming Vacant Land: Adverse Possession & Legal Rights
Adverse possession, commonly called squatter's rights, is used by people who claim ownership of a property when a property has been abandoned and there is no way to locate the owner. In many state
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DIY Electrical Work: Legalities and Safety for Homeowners
If you need some electrical work done in your house but don't want to pay for a professional electrician, you might consider taking a do-it-yourself approach if you have some knowledge of electric
home finance
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Understanding Why Banks Close Accounts: Reasons & PreventionWhen Would a Bank Decide to Close Your Bank Account? Reasons banks close accounts may include inactivity, low balances and instances where their customer's actions have been deemed as pos...
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Oil Prices Decline After Saudi-Russia Production AgreementThe world’s biggest oil producers on Sunday agreed to historic production cuts, representing almost 10 percent of global supply, putting an end to a price war between Saudi Arabia and Russia. W...
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Free California State Park Access with Your Library Card: A GuideFind out how to visit participating ...
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Understanding Income: Definition, Types & UsesIncome refers to the money that is earned by an individual for providing a service or as an exchange for providing a product. The income earned by an individual is used to fund their day-to-day expend...