insurance
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Social Security Disability Benefits: Qualifying Conditions & Requirements
You can collect Social Security if you become disabled and have paid into the Social Security system over your lifetime, or you qualify as someone disabled with limited income or under the age of 18.
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Locate Your Insurance Policy Number: A Simple Guide
All insurance policies have their policy number printed at the top of the face page. However, if you have lost your policy, or even just the face page, there are several simple ways to find your polic
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Transferring Your 401(k): Alternatives to Traditional Retirement Savings
A 401k account is a tax shelter designed to help you save money for your retirement. Since it is a government plan, the government places certain rules and restrictions on the plan. For example, 401k
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Understanding HMO Plans: Types, Benefits & Limitations
Health maintenance organizations, or HMOs, provide contractually defined medical services to individual patients in the U.S. Advocates point out that HMOS may provide patients with superior care at a
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Understanding the Downsides of Insurance: Potential Drawbacks
Insurance is designed to provide cash and other benefits in the event of a specific loss, damage or injury. In the United States, the most common types of personal insurance are homeowners, auto, heal
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Specialty Insurance: Understanding Unique Coverage Options
Individuals, businesses and other organizations buy specialty insurance to provide protection against financial losses. This type of insurance coverage goes beyond ordinary policies and often centers
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Understanding Insurance: Key Elements & Types
Insurance is a type of financial product that protects a party such as an individual or business against unforeseeable losses or damages. For instance, a homeowner might choose to purchase homeowners
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Selling Variable Life Insurance: Requirements & Licensing
If your clients are hoping to achieve higher investment returns inside of a whole life policy, variable life insurance may be a good option for them to consider. Variable life insurance is a type of w
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Understanding Common Insurance Claim Types: A Comprehensive Guide
Throughout your life, you may have to file several different types of insurance claims. You will find that the basic process of filing the claim is similar across most lines of insurance, but that the
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COBRA and Retirement: Understanding Your Health Insurance Options
COBRA -- the Consolidated Omnibus Budget Reconciliation Act -- requires most employers with group health insurance to make continuing coverage available to former employees who meet certain requiremen
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Understanding Healthcare Organizations: Types & Options
The range of health care organizations includes facilities that provide treatment, tests, rehabilitation and therapy. It also includes the plans we rely on to help pay for our health care. Whether you
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Commonwealth Life Insurance Customer Service: Contact Information & Support
"Peace of mind starts with a plan," says the website of the Commonwealth Annuity and Life Insurance Company. And sometimes, it starts with the ability to contact someone in the Commonwealth
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Locating Deceased's Life Insurance: A Step-by-Step Guide
Life insurance provides a way for people to cover costs related to their passing, and to provide for loved ones after death. Unfortunately, many people who buy life insurance fail to give beneficiarie
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Medicare Enrollment: Required Documents & What to Expect
The Social Security Administration usually doesn't require you to send in any additional paperwork when enrolling in Medicare. However, the SSA may ask for documentation if representatives have tr
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VA Disability & Social Security Disability: Understanding the Connection
Disability benefits are available through the Department of Veterans Affairs to veterans who have suffered a service-related illness or injury. In addition, the Social Security Administration administ
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Life Insurance Beneficiary for Minors: What You Need to Know
Life insurance protects your family from your debts after you die. A life insurance policy does this by paying a death benefit to your family. When you take out a life insurance policy, one of the thi
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Universal Healthcare: Examining the Pros & Cons
Health care in the United States is largely inefficient. Physicians for a National Health Program asserts that even though the nation spends more than twice what other industrialized nations spend on
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Understanding Short-Term Disability Claim Extensions: Eligibility & Process
Short-term disability coverage may be offered through your state or employer, and you also have the option of purchasing a plan yourself. Any medically-necessary reason to stay home from work may seem
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Cigna Open Access vs. PPO: Understanding Your Healthcare Options
Sometimes, navigating your health care options can feel like wandering through a poorly lit maze. There are so many different options, each with its own acronym that it can be hard to keep them all st
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Cashing in Your Globe Life Insurance Policy: A Comprehensive Guide
While the primary purpose of life insurance is to provide a death benefit to those you leave behind, some life insurance policies have a cash-out value as well. If you have a whole life policy through
insurance
- Social Security Disability Benefits: Understanding Pros, Cons & Eligibility
- Understanding Insurance Rates & Premiums: A Comprehensive Guide
- Understanding Insurance Premiums: A Comprehensive Guide
- HSA & Health Insurance Premiums: What You Need to Know
- Affidavit of No Other Insurance: Definition & Purpose
- Social Security Disability Benefits: Qualifying Conditions & Requirements
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Financial Literacy in High School: States Prioritize Future Financial HealthLearning to manage money as a teenag...
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Cashing Old Checks: What to Do with Two-Year-Old ChecksDid you find a two-year-old check and don't know what to do about it? Banks are not legally required to cash old checks, but this doesn't mean you should give up. With some luck, you may be ab...
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Is It Worth It? The Case for Investing in Quality PajamasYesterday, I spent $80 on a pair of pajama bottoms. (Or, as the company calls them, Alaskan guide lounge bottoms.) On the one hand, this feels like an insane amount to spend on sleepwear. On the ...
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SunTrust Debit Card Activation: 5 Easy MethodsYou can activate a debit card by making a purchase that requires entering your PIN. You can activate SunTrust debit cards in one of five different ways, making it convenient to get started us...