budget
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Cruise Savings: 5 Expert Tips for a Budget-Friendly Vacation
My wife and I recently took our first cruise, and thankfully we were well prepared for it. We did a lot of research, and we got some great advice from her parents who have gone on several cruises. Bas
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Avoid Early Termination Fees: How to Transfer Your Cell Phone Contract
Several years ago I wanted a new cell phone contract. Luckily, I was able to transfer my cell phone plan to a coworker. It was a win-win situation. He wanted to get onto the Verizon network, and I wan
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Save Money on Energy Bills: The Power of Programmable Thermostats
My coworker came into work the other day complaining about a $225 heating bill. That is about 3 times as much as my wife and I normally pay! We had a couple straight weeks below freezing, so the high
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Unlock Wealth: The Power of Delayed Gratification
I am just like everyone else: I like nice things. I prefer to buy high quality items that will last a long time and provide me with a lot of use and value. But, I also realize that I can’t have
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Dave Ramsey's 7 Baby Steps: A Financial Peace University Overview
Dave Ramsey is one of the most popular personal finance gurus in the United States. He is renowned for his Christian background and no-nonsense approach to personal finance, especially when it comes t
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New $5 Bill (2008): Design Changes & Release Date
Yesterday, March 13, 2008, the US Department of the Treasury released the new $5 bills into circulation. The new $5 bills were included among currency shipments from Federal Reserve to banks, which wi
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Slash Your Cell Phone Bill: 15 Proven Money-Saving Strategies
Cell phones. You just can’t seem to get away from them nowadays. It seems that just about everyone in America has a cell phone. In fact, my wife and I use cell phones and Skype as our main form
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Healthy Spending Habits: Balancing Savings and Enjoyment
A lot of websites focus on finding ways to save or invest money. If you are a regular reader of this site, you know saving and frugality are topics I spend a lot of time writing about. And with good r
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Legal Tender: Can You Pay Debts with Coins and Bills?
Yesterday I wrote about an Indiana man who paid his $12,000 tax bill with coins and $1 bills. This is entirely legal, though admittedly a painful process for all involved. According to Wikipedia, lega
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Early Financial Lessons: A Look Back at My First Investment
When I was younger, my brothers and I collected baseball cards. When I say collected, I mean we had thousands of them between the three of us. We would swap them, sort them, talk about them, and look
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How to Determine the Value of Your Baseball Card Collection & When to Sell
I have a confession. I have several thousand baseball cards sitting in my closet. What are they doing there, you ask? Nothing. They are sitting there gathering dust, waiting for me to pull them out ag
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Military Debt: How Financial Strain Impacts Your Career & Security Clearance
Military and debt don’t mix. Anyone who is serving in the military needs to be aware of how debt can negatively affect their military career. Most people by now should understand that the milita
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Prioritizing Well-being: Why Quality of Life Trumps Income
My wife and I recently took a voluntary $20,000 per year reduction in income – after taxes. And, I promise, we’re not crazy. Can Quality of Life Matter THAT Much More Than Money? Before yo
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Building Wealth: A Personal Journey to Financial Success
My financial success story began when I was young. I don’t have an exact date or age; all I remember was that I was fascinated with big numbers. This fascination with big numbers taught me somet
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National Do Not Call Registry: Protect Yourself from Unwanted Telemarketing
I hate telemarketers. With a passion. OK, maybe I don’t hate telemarketers, but I hate the job they perform. I don’t want them to contact me at all—it is a waste of my time and theirs. The
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Used Cars vs. New Cars: Which is the Better Financial Choice?
It’s my goal to ensure you have all of the information you need to make the most out of your finances and help you reach your goals. One major part of everyone’s finances is your car. Your car is prob
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Why Saving Money Matters More Than Earning It: A Modern Perspective
Every elementary school student in the US is familiar with the famous quote attributed to Ben Franklin – “A penny saved is a penny earned.” This statement may have been true once upon a time, bu
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Property Tax Challenge: How I Saved Hundreds – A Step-by-Step Guide
Last summer I successfully challenged my property tax assessment and won! The process was very simple, and is something everyone should look into doing if they own property. The result can possibly sa
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Save Money on Heating: 17 Free & Low-Cost Winter Energy Saving Tips
I love the Fall. The leaves change color, the weather turns cool and crisp, and the holidays bring families together. But fall also means that winter is just around the corner – and rising energ
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Nintendo Wii Price: A Historical Look & Current Value
How much does a Nintendo Wii cost? The Nintendo Wii was one of the most popular gaming systems to hit the market when it was released. It was one of the first, and most popular, gaming systems to span
budget
- 10 Money-Saving Gadgets to Boost Your Budget
- Selling Books at Half Price Books: A Complete Guide & What to Expect
- The True Cost of Car Ownership: A Comprehensive Guide
- Smart Car Buying Guide: 8 Proven Strategies for a Great Deal
- Guide to Buying Quality Furniture: Avoid IKEA Disappointments
- Real-Life Budget: Retired Couple Living in England on £45K/Year
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Accessing Your Credit Report: Understanding TRW & ExperianYou can get a TRW credit report. Up until its acquisition in 1996, Experian, one of the "big three" credit bureaus, was known as TRW, according to the New York Times. Experian, like...
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U.S. Unemployment Rate Drops to 6%: Implications for Economic ReliefThe economy had a stronger month in ...
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Student Loan Debt Cancellation: Economic Impact & Targeted ReliefAt the end of June 2021, 43 million borrowers – or about 14% of all adults in the U.S. – owed approximately US$1.59 trillion in outstanding feder...
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Cardano (ADA): How a $10,000 Investment Grew to $190,000 in 2 YearsMany or all of the products here are from our partners that pay us a commission. It’s how we make money. But our editorial integrity ensures our experts’ opi...