budget
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Unlock Wealth: The Power of Delayed Gratification
I am just like everyone else: I like nice things. I prefer to buy high quality items that will last a long time and provide me with a lot of use and value. But, I also realize that I can’t have
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Dave Ramsey's 7 Baby Steps: A Financial Peace University Overview
Dave Ramsey is one of the most popular personal finance gurus in the United States. He is renowned for his Christian background and no-nonsense approach to personal finance, especially when it comes t
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New $5 Bill (2008): Design Changes & Release Date
Yesterday, March 13, 2008, the US Department of the Treasury released the new $5 bills into circulation. The new $5 bills were included among currency shipments from Federal Reserve to banks, which wi
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Slash Your Cell Phone Bill: 15 Proven Money-Saving Strategies
Cell phones. You just can’t seem to get away from them nowadays. It seems that just about everyone in America has a cell phone. In fact, my wife and I use cell phones and Skype as our main form
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Healthy Spending Habits: Balancing Savings and Enjoyment
A lot of websites focus on finding ways to save or invest money. If you are a regular reader of this site, you know saving and frugality are topics I spend a lot of time writing about. And with good r
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Legal Tender: Can You Pay Debts with Coins and Bills?
Yesterday I wrote about an Indiana man who paid his $12,000 tax bill with coins and $1 bills. This is entirely legal, though admittedly a painful process for all involved. According to Wikipedia, lega
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Early Financial Lessons: A Look Back at My First Investment
When I was younger, my brothers and I collected baseball cards. When I say collected, I mean we had thousands of them between the three of us. We would swap them, sort them, talk about them, and look
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How to Determine the Value of Your Baseball Card Collection & When to Sell
I have a confession. I have several thousand baseball cards sitting in my closet. What are they doing there, you ask? Nothing. They are sitting there gathering dust, waiting for me to pull them out ag
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Military Debt: How Financial Strain Impacts Your Career & Security Clearance
Military and debt don’t mix. Anyone who is serving in the military needs to be aware of how debt can negatively affect their military career. Most people by now should understand that the milita
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Prioritizing Well-being: Why Quality of Life Trumps Income
My wife and I recently took a voluntary $20,000 per year reduction in income – after taxes. And, I promise, we’re not crazy. Can Quality of Life Matter THAT Much More Than Money? Before yo
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Building Wealth: A Personal Journey to Financial Success
My financial success story began when I was young. I don’t have an exact date or age; all I remember was that I was fascinated with big numbers. This fascination with big numbers taught me somet
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National Do Not Call Registry: Protect Yourself from Unwanted Telemarketing
I hate telemarketers. With a passion. OK, maybe I don’t hate telemarketers, but I hate the job they perform. I don’t want them to contact me at all—it is a waste of my time and theirs. The
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Used Cars vs. New Cars: Which is the Better Financial Choice?
It’s my goal to ensure you have all of the information you need to make the most out of your finances and help you reach your goals. One major part of everyone’s finances is your car. Your car is prob
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Why Saving Money Matters More Than Earning It: A Modern Perspective
Every elementary school student in the US is familiar with the famous quote attributed to Ben Franklin – “A penny saved is a penny earned.” This statement may have been true once upon a time, bu
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Property Tax Challenge: How I Saved Hundreds – A Step-by-Step Guide
Last summer I successfully challenged my property tax assessment and won! The process was very simple, and is something everyone should look into doing if they own property. The result can possibly sa
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Save Money on Heating: 17 Free & Low-Cost Winter Energy Saving Tips
I love the Fall. The leaves change color, the weather turns cool and crisp, and the holidays bring families together. But fall also means that winter is just around the corner – and rising energ
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Nintendo Wii Price: A Historical Look & Current Value
How much does a Nintendo Wii cost? The Nintendo Wii was one of the most popular gaming systems to hit the market when it was released. It was one of the first, and most popular, gaming systems to span
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Should You Buy Lottery Tickets? Understanding the Odds & Potential Rewards
Yes, sometimes you should play the lottery. Why? Well, if anyone out there has watched poker on TV, or ever played with anyone who is fairly serious, you will be familiar with the term “pot odds.” Bas
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Financial Record Retention: How Long to Keep Documents - [Year]
Worried about an audit from the IRS? Have a stack of old credit card bills and bank statements cluttering your desk? Well, here are some great tips for how long to keep important financial documents:
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TSP to Quicken: Understanding the Data Transfer Limitations
Can You Download TSP into Quicken The Thrift Savings Plan (TSP), the government version of a 401k, does not currently offer its members the option of downloading their information directly into Quicke
budget
- Escape the Paycheck-to-Paycheck Cycle: Strategies for Financial Freedom
- Achieve Your Financial Goals: Using Behavioral Economics for Lasting Change
- Budget-Friendly Patio Ideas: Transform Your Outdoor Space
- Best Money Management Tools & Services: A Real-World Guide
- Activity-Based Budgeting: A Practical Guide for Personal Finance
- Selling Books at Half Price Books: A Complete Guide & What to Expect
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Secure Payments: 6 Essential Tips for Using Payment AppsThese tips will help you better prot...
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FHA Loans: Your Guide to Government-Backed MortgagesFHA stands for the Federal Housing Administration. An FHA loan is a mortgage that is insured – or backed – by the federal agency. In other words, an FHA loan is a government-guaranteed mor...
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Navigating Election Volatility: A Guide to Smart Stock Investing
With the choice of U.S. president still unsettled in a wild back-and-forth election, there’s no telling how the markets will react in the immediate wake of the results.After President Trump&#x...
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Boost Ecommerce Profits: Why Customer Retention is Your #1 Marketing StrategyDid you know that customers who stick with your brand over time will spend 67% more than new customers? While this might be hard to believe, your existing customers are the ones who hold the key...