budget
-
Financial Wellness: Applying Health Principles to Personal Finance
Are you financially healthy? Most people have an idea of where they want to be financially. However, the money never seems to be enough and the bills tend to be too much. After struggling with debt
-
Financial Inventory: Secure Your Future & Simplify Estate Planning
What happens if you or your spouse were to die or be seriously injured? Would you know how to handle the finances or know where to find all your important documents? Would you have a clear picture of
-
10 Practical Ways to Reduce Home Office Expenses
Sometimes after spending the day at the office we come home and spend money on our office like someone else is going to pick up the bill. However, the cost of maintaining a home office will be paid by
-
How Much to Provide for Your Child's Guardian in a Will: A Practical Guide
My wife and I finalized our will and estate plan last week, which included naming a guardian for our child and setting aside some money for the guardians to take care of her if we were to pass on. Thi
-
Debt Consolidation vs. Debt Management vs. Debt Settlement: Which is Right for You?
Surely you’ve seen at least a couple of ads for debt relief services as you’ve been watching television. Some of the ads make promises that must sound pretty enticing to someone carrying an unmanageab
-
Smart Financial Gifts for Kids: Building Future Wealth
No matter how old you are, getting a gift is always an enjoyable time. That is of course if it’s a good gift. When buying for kids, you usually go down one of two routes. The first route is buying toy
-
Roth IRA Contribution Limits: Avoid Penalties & Maximize Retirement Savings
Roth IRAs are a great investment tool for retirement planning. But there are certain rules regarding Roth IRA contribution limits that you need to be aware of. For example, contributing too much to a
-
Create a Powerful Financial Mission Statement: Define Your Goals
Do you struggle with financial decisions such as how much to invest, paying down debts, spending money on entertainment, or other items? Do you and your spouse have problems communicating what is impo
-
Eliminate Junk Mail: A Comprehensive Guide to Stopping Unwanted Mail
Junk mail sucks. It wastes your time and money, and it wastes valuable resources. It can also be used to steal your identity. Unfortunately, there is no built-in spam filter for mailboxes like there i
-
Quick Wins for Financial Improvement: Focusing on Easy Wins
Most fruit bearing trees have some branches that are low enough that you can reach them from the ground. From there you can pick the “low hanging fruit” and fill your basket with relative
-
Self-Employment Tax: A Comprehensive Guide to Understanding and Compliance
Most people who work for an employer have their taxes automatically withheld from their paycheck. This makes life much easier when it comes time to file taxes because you don’t need to worry abo
-
Accelerate Credit Card Debt Repayment: Strategies & Savings
Credit card companies want you to be in debt. Interest rates and fees are how they make money, so it is in the best interest of the credit card company to require you to only pay a few dollars each mo
-
Money Merge Accounts: Evaluating Legitimate Mortgage Acceleration Software
What would you say if someone told you that by purchasing a software program and following the directions you could pay off your 30 year mortgage in 11 years and you wouldn’t have to make any fi
-
Effective Debt Consolidation Strategies: A Comprehensive Guide
The quickest way to get out of debt is to never get into debt in the first place. The next quickest way to get out of debt is to throw as much money as possible at your loans until they are gone. Unfo
-
Build Your Financial Safety Net: A Guide to Emergency Funds
Unemployment. A car accident. A medical emergency. You never know when a financial emergency will strike! The last thing you want to worry about in a time of crisis is how you are going to get by fin
-
Simplify Your Finances: A 12-Step Guide to Financial Clarity
In the world of finances, more is usually more. But when it comes to administration and bookkeeping, less is more. One of the most powerful resolutions you can make is to simplify your personal financ
-
Understand Your Loan Interest: A Simple Monthly Breakdown
Are you ready to be shocked? Then gather your most recent statement for each loan you have and walk through a short exercise with me. Somewhere on the loan will be a breakdown of how much you borrowed
-
Netflix Review: Is It Still Worth It in 2024?
After a long hiatus from the online DVD rental game, my wife and I signed up for a Netflix trial and became subscribers again. Why? Because they offer the best value of all the online DVD rental compa
-
Pareto Principle: Master the 80/20 Rule for Maximum Efficiency
Many of you may have already heard of the Pareto Principle, or the 80/20 rule. The rule was named after an Italian economist who noted that 80% of his country’s land was owned by 20% of the popu
-
Newborn Tax Benefits & Deductions: A Guide for Parents
My wife and I had our first child this summer. Our lives are very different now, but Emma has been a blessing to us and I wouldn’t change a thing! Having a baby has changed our budget in several
budget
- Smart Budgeting Strategies for Part-Time Workers
- Regifting Etiquette: Is It Okay to Re-Gift?
- Maximize Your Savings: A Guide to Store Rewards Programs
- Budget Travel: Tips for Exploring the World Affordably
- Understanding Credit Card Transaction Delays for Direct Imports
- Free Budgeting Software: Track Expenses & Manage Finances
-
Government Shutdown Highlights Importance of Emergency SavingsA temporary end to the longest government shutdown in U.S. history comes with more lessons than just learning to get along.President Donald Trump announced on Friday a deal to reopen the government f...
-
Maximize Your 401(k) Contributions: Expert Strategies for Retirement SavingsSaving for retirement may seem like a daunting task, but it's proven the sooner you start, the better it ends up. Cathy Clauson, a senior vice president at AssetMark, spoke to FOX Business about ...
-
Smart Savings: 10 Practical Money-Saving Tips for College StudentsCollege can be an expensive endeavor, even with scholarships and other kinds of financial aid. Its difficult enough balancing a class schedule -- the thought of balancing a check book, on the other ha...
-
Arkansas TANF Program: Eligibility & RequirementsIn 2008-2009, almost 30 percent of Arkansas children lived under the poverty level, according to the Kaiser Family Foundation. The program many people call "welfare" is officially n...