budget
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Regifting Etiquette: Is It Okay to Re-Gift?
Christmas is fast approaching, which means it’s time for Christmas shopping and exchanging gifts. Chances are, most of us will receive a gift or two that we either don’t want or don’
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MacBook vs. PC: A Balanced Comparison & Why the Choice Depends on You
The last 5-10 years have brought about amazing changes in computer technology. Much of corporate America and most government agencies still use Windows-based PCs. But many companies are opening the do
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Inflation & Hyperinflation: Understanding the Worst-Case Scenarios
About a year ago I wrote a tongue in cheek article about how inflation is inconvenient. At the time, I was a little disappointed that the price of an ice cold beverage at my workplace increased 25%. A
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Preparing for Parenthood: Reflecting on the Future of Your Child
Several years ago I made the announcement that my wife and I were expecting our first child. I know this will be a major life change for us, but it is one that we are both looking forward to. The idea
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Recovering from Gambling Addiction: A Personal Story & Resources
Gambling addiction, or compulsive gambling, is a serious problem in America that affects millions of people and can ruin your life, career, and marriage. I wanted to share with you how blackjack and p
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Optimal Spending: How Much Cash Should You Carry When Shopping?
How much money do you take with you when you go shopping? Personally, I carry a lot, at least, I have access to a lot of money. In an earlier article, I shared what I carry in my wallet – I norm
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You Need a Budget (YNAB): Comprehensive Review & Features
You Need a Budget (YNAB) is one of the more popular budgeting software programs. YNAB maintains the same methodology and easy to use programming that made the original and YNAB Pro versions so popular
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Simplifying the US Tax Code: Proposed Changes & Challenges
The tax code is complicated. It’s begging for an overhaul, and I would love to know how you would change the tax code. My preference would be to simplify, simplify, simplify. But that is easier
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DIY Oil Changes: Weighing the Costs and Benefits
Yesterday I wrote about how Valvoline messed up my oil change. They screwed on an oil filter canister too tightly and it cost me $15 to get a new one. I could have gone back to their oil change locati
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YNAB Pro vs. Quicken: Which Budgeting Tool is Right for You?
I recently published a review on You Need a Budget, and a reader asked me how YNAB compares to Quicken. YNAB and Quicken are both powerful and useful financial management tools, but they have differen
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Cash for Clunkers Program (2009): Eligibility & History
Note: The Cash for Clunkers program ended in the fall of 2009. This article remains on this site for historical and informational purposes. We have updated the contents for clarity and to remove broke
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Understanding and Managing Arachnophobia: More Than Just Fear of Spiders
Last night our daughter woke us up for a midnight feeding. While we were taking care of her, my wife saw a small, black spider scurry across the wall. My mission instantly changed from diaper changer
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Tithing in Financial Hardship: A Thoughtful Approach
I received a reader question this week that I thought I would share with everyone for a few reasons: to answer the reader’s question, hopefully help others, and extend the conversation. You see,
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Check Engine Light Diagnosis: Causes, Risks & Free Scan Options
Last week I was driving to my fantasy football draft when my check engine light came on. “Great,” I thought. “Now what?” It’s not a good idea to drive too far with your c
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College Budgeting: Essential Money-Saving Tips for Students
College is starting up around the country right now. My sister just began her freshman year of college, and like many people her age, this is her first time living away from home. For most people, goi
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Kitchen Efficiency: 20 Proven Ways to Save Time & Money
If you’re like me, you probably eat at home most days of the week – which means spending time buying food, cooking, cleaning, and doing all the other little chores that need to be done. If
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Avoid ATM & Debit Card Fees: A Military Veteran's Guide
I often traveled when I was in the military, and I could never count on finding an ATM from my bank. Even the largest branches can’t have ATM machines everywhere. The problem with using another
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Bottled Water: Cost, Health & Environmental Impact - Is It Worth It?
Americans spent over $18.5 billion dollars on bottled water in 2017, up 7% from 2016. Much of that is due to clever advertising which leads people to believe that bottled water is a healthier and bett
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Smart Used Car Buying: A Comprehensive Guide Beyond Carfax
I am a big supporter of buying used cars instead of new cars. Buying a used car will save you money not just on the price, but can also help in finding affordable car insurance options because used ca
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Understanding the Great Recession: Causes, Effects & Lessons Learned (2008-2009)
The Great Recession is the name commonly given to the 2008 – 2009 financial crisis that affected millions of Americans. In the last few months we have seen several major financial institutions b
budget
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- Create a Personalized Monthly Budget Planner: A Step-by-Step Guide
- Family Budgeting Strategies: A Comprehensive Guide to Financial Planning
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Rent Assistance Loans: Pros, Cons & AlternativesRealizing that you won’t have enough money to make your rent payment can be a scary feeling. You first might want to check with your landlord to see if you can get some extra time ...
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Free Product Samples: Your Guide to Getting ThemGet Free Samples from Companies Everyone likes free samples. You can get free samples from companies who want you to try their products. Companies come out with new product ideas all the time...
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![Ecommerce Sales Funnel: Build a Growth Strategy [20 Examples + Free Workshop]](https://www.etffin.com/article/uploadfiles/202206/2022061015034878_S.jpg)
Ecommerce Sales Funnel: Build a Growth Strategy [20 Examples + Free Workshop]Online sales accounted for 11.7% ($394.9 billion USD) of total retail sales last year, according to the U.S. Department of Commerce. That’s up 15.6% year-over-year. With this move to onl...
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Merrill Edge Review: 2024 Features, Costs & PerformanceMerrill Edge is an online brokerage platform of Merrill Lynch, which is owned by Bank of America (BofA). The platform offers streamlined investing services across a wide range of financial products. W...