finance
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Understanding Your Available Balance: What You Need to Know
An account holder’s available balance is the amount of funds in their account that can be accessed immediately. It can be thought of as the quantity of funds available for withdrawal. It ac
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Automatic Conversion Clause: Definition & Investor Implications
An automatic conversion clause is a provision that allows for the automatic exchange of preferred stock or convertible debt for common stock in a company. The conversion is considered automatic or man
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Automatic Bill Payment: A Comprehensive Guide
Automatic bill payments are recurring money transfers authorized by a customer to pay certain vendors on a regular basis. The payments are often scheduled by users to pay various types of bills on a m
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Understanding ACH Transfers: A Comprehensive Guide
The Automated Clearing House network, also known as ACH, is a channel run by the National Automated Clearing House Association (NACHA)National Automated Clearing House Association (NACHA)The National
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Authorized Stock: Understanding Share Issuance Limits
Authorized stock or authorized shares refer to the maximum number of shares a corporation is legally permitted to issue according to its corporate bylawsCompany BylawsCompany bylaws are the rules that
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Authorized Shares: Understanding a Company's Issuance Limit
Authorized shares, or authorized stock, are simply a legally allowed maximum number of shares that a company can issue to investors. The number of authorized shares is specified in the company’s
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Australian Dollar (AUD): Currency Overview & Key Facts
The Australian dollar refers to Australia’s official currency and is abbreviated as AUD. It is also the official currency of several regions, such as Norfolk Island, Christmas Island, and Keelin
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Understanding Auditors: Roles, Responsibilities & Audit Processes
An auditor is a person or a firm assigned to perform an audit on an organization. An audit is a structured, methodical process that includes an examination of books, accounts, records, or various docu
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Understanding Auctions: A Comprehensive Guide
An auction is a system of buying and selling goodsInventoryInventory is a current asset account found on the balance sheet, consisting of all raw materials, work-in-progress, and finished goods t
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Asymmetric Information: Definition, Examples & Implications
Asymmetric information is, just as the term suggests, unequal, disproportionate, or lopsided information. It is typically used in reference to some type of business dealBusiness DealA business deal re
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Assumable Mortgages: A Comprehensive Guide
An assumable mortgage is a mortgage that can be transferred from the current owner of the property to the buyer, with the terms that were agreed upon originally. In other words, the buyer is able to &
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Asset-Liability Committee (ALCO): Definition & Risk Management
An Asset-Liability Committee (ALCO) refers to committees consisting of senior-level managerial employees who manage the risks associated with the company’s assets and liabilities. ALCOs are usua
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Asset-Based Loans: A Comprehensive Guide for Businesses
Asset-based loans involve something physical (an asset) that is used as collateral for a loan. For most companies, it is inventory or accounts receivableAccounts ReceivableAccounts Receivable (AR) rep
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Asset Valuation: Understanding Property Value for Business & Finance
Asset valuation simply pertains to the process to determine the value of a specific property, including stocksStockWhat is a stock? An individual who owns stock in a company is called a shareholder an
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Asset Turnover Ratio: Definition & Calculation - Financial Analysis
The asset turnover ratio, also known as the total asset turnover ratio, measures the efficiency with which a company uses its assets to produce salesSales RevenueSales revenue is the income recei
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Asset Turnover Ratio: Definition & Importance
Asset turnover is a financial ratio that measures the value of revenueRevenue StreamsRevenue Streams are the various sources from which a business earns money from the sale of goods or provision of se
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Asset Management: Definition, Types & Importance
Asset management refers to the process of developing, operating, maintaining, and selling assetsTypes of AssetsCommon types of assets include current, non-current, physical, intangible, operating, and
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Asset Coverage Ratio: Understanding Financial Solvency
The asset coverage ratio is a financial metric that indicates how a company can potentially settle its debts by selling its tangible assetsTangible AssetsTangible assets are assets with a physical for
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Understanding Asset Base: Definition, Value & Significance
Asset base refers to all the assets held by a company that gives value to the business. The value placed on the assets is not fixed and can fluctuate as the company buys and sells new assets. Although
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Understanding the Asian Financial Crisis: Causes, Impact, and Lessons Learned
The Asian Financial Crisis is a crisis caused by the collapse of the currency exchange rate and hot money bubble. It started in Thailand in July 1997 and swept over East and Southeast Asia. The financ
finance
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Top IPOs of 2020: 7 Promising Companies to Watch
The coronavirus pandemic may have put a damper on the stock market for a while, but the bull market has come roaring back – and with it, the initial public offering, or IPO, market. Investors ...
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Prioritizing Your Savings: A Smart Plan for Financial SecurityDoes your list of savings goals feel a little overwhelming? You need to save for retirement, obviously. And you’d like to pay for your child’s education– but those are decades away....
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Top IRA Accounts for Retirement Savings (October 2021 Update)An Individual Retirement Account (IRA) is one of the most popular ways to invest for retirement. Not only are you saving for your future but you’re also getting a generous tax advantage to do ...
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Fourth Stimulus Check: Latest Updates & Eligibility - What You Need to KnowIt's still unclear whether a fo...