finance
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Understanding Capital: Types, Categories & Value Creation
Capital is anything that increases one’s ability to generate value. It can be used to increase value across a wide range of categories, such as financial, social, physical, intellectualInterpers
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Understanding the CAPE Ratio: A Guide to Cyclically Adjusted P/E
The CAPE Ratio (also known as the Shiller P/E or PE 10 Ratio) is an acronym for the Cyclically-Adjusted Price-to-Earnings Ratio. The ratio is calculated by dividing a company’s stock price by th
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Understanding Canadian Income Tax Brackets: A Comprehensive Guide
This article will outline how Canadian tax brackets function. The income taxationAccounting For Income TaxesIncome taxes and their accounting is a key area of corporate finance. There are several obje
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Canadian Dollar (CAD): Your Complete Guide to the Canadian Currency
The Canadian Dollar refers to Canada’s domestic currency and is abbreviated as CAD. A Canadian dollar consists of 100 cents and is also described as C$ to differentiate it from other dollar-deno
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CAMELS Rating System: Understanding Bank Financial Health
The CAMELS Rating System was developed in the United States as a supervisory rating system to assess a bank’sBanking (Sell-Side) CareersThe banks, also known as Dealers or collectively as the Se
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Understanding Call Reports: A Guide to Bank Financial Health
A call report is a quarterly report known as the Consolidated Report of Condition and Income that all commercial banksCommercial BankA commercial bank is a financial institution that grants loans, acc
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Calculating Yield to Maturity (YTM) on Debt Instruments
Debt yield refers to the rate of return an investor can expect to earn if he/she holds a debt instrument until maturity. Such instruments include government-backed T-billsTreasury Bills (T-Bills)Treas
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Understanding Forex Spreads: A Comprehensive Guide
The foreign exchange spread (or bid-ask spread) refers to the difference in the bid and ask prices for a given currency pair. The bid price refers to the maximum amount that a foreign exchange trader5
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Compound Annual Growth Rate (CAGR): Definition & Calculation
CAGR stands for the Compound Annual Growth Rate. It is the measure of an investment’s annual growth rate over time, with the effect of compounding taken into account. It is often used to measure
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Understanding Business Risk: Threats & Mitigation
Business risk refers to a threat to the company’s ability to achieve its financial goalsEarnings GuidanceAn earnings guidance is the information provided by the management of a publicly traded c
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Understanding Business Metrics: Key Performance Indicators & KPIs
Business metrics quantify a business process or characteristic of the performance of a business process. They track the performance of business processes in various areas, such as finance, marketing,
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Understanding the Business Life Cycle: Stages & Metrics
The business life cycle is the progression of a business in phases over time and is most commonly divided into five stages: launch, growth, shake-out, maturity, and decline. The cycle is shown on a gr
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Business Banking: Services, Accounts & Loans Explained
Banking services provided solely to business units are known as business banking facilities. Business units, which include corporations and limited liability partnerships (LLPs)Limited Liability Partn
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Bullish vs. Bearish Markets: A Comprehensive Guide
Professionals in corporate finance regularly refer to markets as being bullish and bearish based on positive or negative price movements. A bear market is typically considered to exist when ther
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Bullet Loan Explained: Structure, Risks & Benefits
A bullet loan is a type of loan in which the principal that is borrowed is paid back at the end of the loan term. In some cases, the interest expenseInterest ExpenseInterest expense arises out of a co
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Business Budgeting: A Comprehensive Guide to Planning & KPIs
Budgeting is the tactical implementation of a business plan. To achieve the goals in a business’s strategic planCorporate StrategyCorporate Strategy focuses on how to manage resources, risk and
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Budgetary Slack: Definition, Benefits & Risks
Budgetary slack is the practice of overestimating the expenses and/or underestimating the projected revenuesRevenueRevenue is the value of all sales of goods and services recognized by a company in a
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Budget Variance Explained: Causes, Types & Analysis
Budget variance deals with a company’s accounting discrepancies. The term is most often used in conjunction with a negative scenario. An example is when a company fails to accurately budget for
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Understanding Budget Deficits: Causes, Effects & Solutions
A budget deficit occurs when government expenditures exceed revenues from taxes and other sources. Although the concept of a budget deficit applies to any organization with operating revenues and expe
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Budgeting Explained: A Comprehensive Guide for Individuals & Businesses
A budget is an estimation of future revenues and expenses for a certain period. The budgeting process creates plans to make expenses or allocate resources. It can be made for an individual, project, b
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Viral Marketing for eCommerce: Strategies & SuccessWhen your eCommerce business’s marketing campaign goes viral, you can usually expect that a significant increase in order volumes will follow. And while you can’t always predict which campaigns or spe...
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Unexpected Costs of Raising Children: A Parent's Real-Life ExpensesKids cost a lot of money -- consider yourself warned. ...
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7 Simple Financial Moves to Make Before Your CoffeeFinancial planning can be intimidating. There are SO many different elements to manage, track, and account for each month. But what if getting your finances on-track was actually easy? Luckily, it is ...
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Maximize Your Income: 4 Untapped Sources of Extra CashIt pays to take advantage of windfalls. ...