finance
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Hawala: Understanding This Informal Money Transfer System
Hawala, originating from an Arabic term for transfer or trust, is an informal method of transferring money without any money physically moving from one place to another. It is based on a system o
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Hart-Scott-Rodino Act (HSR Act): Antitrust Review Explained
The Hart-Scott-Rodino Act, more commonly known as the HSR Act, is a United States antitrust law that is an amendment to the Clayton Antitrust ActClayton Antitrust ActThe Clayton Antitrust Act is a Uni
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Understanding Hard Currencies: Stability and Global Trade
A hard currency refers to a currency that is generally issued by developed countries, globally traded, and seen as politically and economically stable. International investors put their confidence and
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Haircut (Finance): Definition, Calculation & Importance
In finance, a haircut refers to the reduction applied to the value of an asset for the purpose of calculating the capital requirementNet Working CapitalNet Working Capital (NWC) is the difference betw
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H-Model Explained: A Quantitative Stock Valuation Method
The H-model is a quantitative method of valuing a company’s stock priceStock PriceThe term stock price refers to the current price that a share of stock is trading for on the market. Every publi
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Understanding Guarantees: Protecting Lenders and Borrowers
A guarantee is a legal promise made by a third party (guarantor) to cover a borrower’s debt or other types of liability in case of the borrower’s defaultDebt DefaultA debt default happens
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Growth Capex: Definition, Examples & Strategic Importance
Growth capex is a form of capital expenditure undertaken by a company to expand existing operations or further growth prospects. It focuses on activities such as the acquisition of fixed assetsTypes o
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Gross Merchandise Value (GMV): Definition & Importance
Gross Merchandise Value (GMV), also referred to as gross merchandise volume, is the total amount of sales a company makes over a specified period of time, typically measured quarterly or yearly. GMV i
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Gross Margin Ratio: Definition & Calculation | [Your Brand/Website]
The Gross Margin Ratio, also known as the gross profit margin ratio, is a profitability ratioProfitability RatiosProfitability ratios are financial metrics used by analysts and investors to measure an
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Understanding Gross Gaming Revenue (GGR): A Comprehensive Guide
Gross gaming revenue (GGR), also called game yield, is a key metric used by gambling and betting companies. It reflects the difference between the amount of money players wager minus the amount that t
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Goodwill to Assets Ratio: Definition & Analysis
The goodwill to assets ratio measures the amount of goodwill a company has recorded on its books compared to its total assetsTypes of AssetsCommon types of assets include current, non-current, ph
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Understanding the Going Concern Principle: A Comprehensive Guide
The going concern principle assumes that any organizationTypes of OrganizationsThis article on the different types of organizations explores the various categories that organizational structures
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Glass-Steagall Act: History, Impact, and Significance
The Glass-Steagall Act, also known as the Banking Act of 1933, is a piece of legislation that separated investment and commercial bankingCommercial BankA commercial bank is a financial institution tha
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Understanding Financial Gearing: Debt & Leverage Explained
Gearing is the amount of debtNet DebtNet debt = total debt - cash. Net debt is a financial liquidity metric that measures a company’s ability to pay all its debts if they were due today. Compare
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Futures Contracts: A Comprehensive Guide for Investors
A futures contract is an agreement to buy or sell an underlying assetTypes of AssetsCommon types of assets include current, non-current, physical, intangible, operating, and non-operating. Correctly i
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Futures vs. Forwards: A Comprehensive Guide for Investors
Future and forward contracts (more commonly referred to as futures and forwards) are contracts that are used by businesses and investors to hedgeHedge Fund StrategiesA hedge fund is an investment fund
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Understanding Funds Available for Distribution (FAD) in REITs
Funds available for distribution (FAD), also known as cash available for distribution, is used in reference to REIT investing. It shows the amount of net earnings of a REIT that will be distributed to
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Funding Liquidity Risk: Definition, Causes & Mitigation
Funding liquidity risk refers to the risk that a company will not be able to meet its short-term financial obligations when due. In other words, funding liquidity risk is the risk that a company will
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Understanding the Essential Functions of Money
Money performs four main functions in today’s society. It mainly serves as:A medium of exchangeA standard of deferred paymentA store of wealthA measure of value Barter EconomyIn theor
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Functional Obsolescence in Real Estate: Understanding & Impact
In real estate, functional obsolescence refers to the diminishing of the usefulness of an architecture design such that changing it to suit current real estate designs is almost impossible. In the lon
finance
- Benefit-Cost Ratio (BCR): Understanding & Calculation
- Renter's Insurance: 6 Unexpected Ways It Can Protect You
- Buying a Rental Car: Pros, Cons & Is It Right for You?
- Luxury Handbags: Renting Designer Bags for Special Occasions
- Life Insurance Policy Shopping: Can You Get a Lower Rate?
- Managing Debt Stress: Proven Strategies for Financial & Emotional Well-being
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2022 Car Prices: What to Expect Amidst Shortages & High DemandUsed car prices have dipped, but the...
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30-Day Challenges: Boost Your Health, Productivity & Habits - 16 IdeasDo you want to develop new habits that will help you improve your health, productivity, finances, or something else? If so, you’re not alone. But if you’ve ever tried to...
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Equity Co-Investment: Definition & How It WorksAn equity co-investment (or co-investment) is a minority investment Minority InterestMinority interest refers to having a stake in a company that is less than 50% of the total shares in terms of votin...
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![Construction Loans: Financing Your New Home Build | [Lender Name]](https://www.etffin.com/article/uploadfiles/202109/2021092609214252_S.jpg)
Construction Loans: Financing Your New Home Build | [Lender Name]Tip Do take the time to get several quotes from the home loan lender before starting the formal application process. Compare interest rates, terms and available funds to borrow from several lenders to...